The daughter of an elderly church member sued the minister of her mother's church, claiming that he improperly obtained funds from her mother by means of conversion, fraud, and undue influence. A state court ruled that the church's "directors and officers" insurance policy covered this lawsuit, and concluded that the insurer had a legal duty to provide the minister with a defense of the lawsuit.

Fire and property insurance protects your facilities and structures. Premises liability insurance addresses accidents occurring on your church grounds. Do you have anything in place to protect your pastor, staff, and volunteers?

A church's directors and officers (D & O) policy provides financial protection to the church, the church's directors, officers, employees, and volunteers from allegations of mismanagement of church activities. Policies typically include liability coverage for allegations of financial mismanagement, employee discrimination, harassment, and wrongful ...